Finally An Affordable Way to Accept Credit Cards using Any Phone!

accept credit cards, mobile credit card processing, credit card processing

Finally An Affordable way to Accept Credit Card Payments with Any Phone.

Accepting Credit cards can be a very intimidating option to consider as a Small Business Owner (or Solo professional)?..?

The Word ?Merchant Services? had developed an almost ominous connotation among the majority of business owners.- and for good reason. ?Most people associate the phrase with ludicrous fees, monthly minimum volumes, terminal cost, and locked in on contracts with cancellation fees.? And all too often, that notion is justified.

In fact, several professionals simply choose to forget about accepting credit cards altogether- because it?s just ?one less hassle? to deal with.? Unfortunately, this can actually cost them quite a bit of business, whether they realize it or not.? It?s been continually proven that providing your customers the option of paying with their credit card will increase sales in practically every industry.

That said ? in some industries, people might not even do business with ou if you don?t accept credit cards?

The truth is that while there actually are some very affordable (and flexible) services available to small businesses and solos, they?re also very few and far between.? And in most cases they are not easy to recognize.

So let?s explore some of the terms and terminology of the merchant account industry so as to ?de-mystify? the process of choosing a merchant company that will effectively suit your business or practice?.

-Statement fees:? The normally monthly statement fee cost is $10.00 a month.

-Monthly Minimums- Most merchant accounts have a $25.0 monthly minimum fee per month, meaning if you process 0 transantions a month you pay a $25.00 fee. If you process for example $1000.00 per in a month and the transaction fee equals less than $25..00 you are charged the difference in monthly minimum fees (example.? Transactions fees total $15.00 you pay the transaction fees plus $10.00 difference to equal the monthly minimum.

- PCI Compliance fee- This is usually an charged annually or monthly with an approximate industry average $59 to $130 a year total.

-Discount rate- If the rate addresses seems low, you need to ask them what their mid and non qualified fees are.? These are rates on top of the rate advertised, Mastercard and Visa Interchange rates.? If it sounds to good to be true it probably is.? Example a phone order when card is not swiped would be a Non-qualifed rate.

If when you are talking to a merchant sales provider if the PCI fee, Cancellation fee, Monthly Minimum fees are not addressed bring these fees up.

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Here at Accept by Phone we list all the fees on are website so we provide total transparency, as that is how we would want to be treated by a business we do business with. Credit Card Processing for Small businesses now have an Affordable Way to Accept Credit Cards.

Visit our site: www.Accept-by-phone.com ?if you want you need an affordable way to accept credit cards simply using any phone, No terminal is needed. And the only monthly fee is $5.00.? We provide an affordable alternative the the business person or professional that needs to have the ability to accept credit cards so they don?t lose a sale, but don?t want to pay all the recurring monthly fees of a traditional merchant account or ecommerce merchant account.?

Source: http://www.winaymarka.org/business/finally-an-affordable-way-to-accept-credit-cards-using-any-phone/

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